税收问题?
General 信息rmation on Available Tax Credits
A variety of tax benefits exist for you while you are currently enrolled in school as well as once you have entered repayment. 这两个 税收抵免 和 减税 可能也适用于你. 的 National Association of 金融援助 Administrators (NASFAA) offers excellent advice on possible tax incentives available to you for the current tax year, 包括 American Opportunity Tax Credit 和 终身学习学分. 的 联邦学生资助 website also explains the different tax benefits for higher education as well as provides comprehensive information to help you file your taxes.
的 University of New Engl和 will issue 1098-T forms prior to January 31 of every year. This form will report payments made during the calendar year 到 支付的金额 Qualified Education Expenses. For more information on UNE's h和ling of 1098-Ts, go to www.一个.edu/1098-T 浏览有用的常见问题列表.
缅因州的机会 Tax Credit
如果你 graduated from a Maine college 和 continue to live 和 work in Maine，请浏览 缅因州的机会 to see if you are eligible for certain tax benefits based on student loan payments made while you live 和 work in Maine. "Benchmark Loan Payments" are provided on the 缅因州的机会 website*. Generally, you will need to gather the following information:
- Graduation date 和 credits completed after 2007
- 获得的学位类型
- Average monthly loan payment DUE 和 PAID
- Number of years/month living 和 working in Maine
- Number of months loans were paid in the year
的 Educational Opportunity Tax Credit (EOTC) Worksheet is best completed using the 缅因州的机会 Tax Credit Estimator because your information will populate into this form for printing. (Social Security number can be entered by h和 after you print it.)
*For 2008–2009 Benchmark Loan Payments for UNE are as follows. 如果你毕业于:
| 毕业一年 | 关联程度 | 学士学位 | 研究生学位 |
|---|---|---|---|
| 2008 | $73 | $321 | |
| 2009 | $73 | $339 | |
| 2010 | $72 | $343 | |
| 2011 | $68 | $344 | |
| 2012 | $65 | $342 | |
| 2013 | $65 | $356 | |
| 2014 | $66 | $363 | |
| 2015 | $70 | $377 | |
| 2016 | $70 | $373 | $325 |
| 2017 | $68 | $364 | $317 |
| 2018 | $74 | $377 | $328 |
| 2019 | $77 | $367 | $338 |
| 2020 | $77 | $367 | $341 |
Other Tax Credits Available by State
的 Institute on Taxation 和 Economic Policy offers state-based guidance on higher education income 减税 和 credits. 请参阅 附录 under Figure 1 on this page to learn the details of your state's tax deduction 和 credit opportunities.
例如, Maine offers a limited tax credit opportunity to primary care professionals who are repaying loans called the Maine Tax Credit Certification for Primary Care Professionals. Please contact (207) 287-9300 for more information through Maine's Department of 健康 和 Human Services, Licensing 和 Certification.
Helpful Tax Advice From the IRS
的 Internal Revenue Service (IRS) 信息rmation Center provides helpful website guidance regarding Tax Benefits for Education. Available on this site is an 互动税务助理 which will walk you through an interview to determine if you're eligible for certain tax benefits 和 deductions.
Also, please see below a helpful video from the Internal Revenue Service that will guide you.